Stage by stage
The 24-hour funding clock, stage by stage
Eight stages sit between your enquiry and money in the account. Here is exactly what happens in each one, who does it and what it needs from you.
The first hour
What really happens in the 60 minutes after you send a fast business loan enquiry — who reads it, what they check first and how to use that hour well.
Read more →The first call
The questions a lending specialist asks on the first call for a fast business loan, why each one matters and how your answers shorten the clock.
Read more →Assessment
How a same-day business loan assessment works — bank statements, credit position, ATO debt, equity and exit — and what makes it finish in hours, not days.
Read more →Valuation
Which property valuation a fast business loan needs — desktop, short-form or full — how long each tends to take and how to stop it holding up your funding.
Read more →Verification
The verification checks on a fast business loan — identity, title searches, ABN and ASIC company details — and the small mismatches that stall them.
Read more →Approval and documents
The difference between conditional and unconditional business loan approval, what happens to loan documents in between and how to sign fast on the clock.
Read more →Settlement
How settlement works on a fast business loan secured by property — electronic lodgement, discharges, business-day hours and why late papers roll to tomorrow.
Read more →When funds land
Why some business loan funds arrive in minutes and others wait until morning — fast payments, business-day settlement, bank checks and paying payees direct.
Read more →See where your own window lands. The 24-Hour Funding Clock lays every stage over your enquiry time, state, security and paperwork. Ready to talk to a real person? Start your 60-second enquiry — no credit check to ask.
See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
No spray-and-pray
A real person on the clock